State Health Insurance Assistance Program (SHIP)

Provides assistance in understanding  Medicare programs. Provides guidance in shopping for medigap, HMO, prescription drugs, and long-term care insurance. Offers advice on organizing doctor and hospital bills. Assists in filing supplemental insurance claims, qualifying for low-income Medicare programs, and understanding the appeals process. Trained volunteer counselors are available to meet one-on-one at no charge. For Baltimore City call (800) 243-3425.